About
Welcome to Advantage U Finance
Discover a seamless blend of financial expertise and personalized service at Advantage U Finance. Our team of qualified brokers is committed to ensuring your financial journey is both smooth and successful.
Our Team
Javier Zhou, CPA
Managing Director / Founder of Advantage U Finance
Javier has more than 10 year’s experience in working with Australian banks and financial institutions, including National Australia Bank (NAB), ME Bank, Toyota Finance Australia (TFA), and Mercedes-Benz Financial Services (MBFS). During his tenure as a Credit Assessor at TFA and MBFS, Javier assessed over 8,000 credit applications, showcasing his proficiency in navigating complex financial scenarios.
Javier graduated of the University of Adelaide, holding a Bachelor of Accounting degree. He further expanded his knowledge by obtaining a Master's degree in Business Information Systems from Monash University
Javier has professional accreditations in following bodies:
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Credit representative (CRN 470545) of Australian Mortgage Advisors Group Pty Ltd (Credit Licence Number 388570)
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Accredited FBAA Member (No. 353978)
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CPA Australia Member (ID: 9696397)
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Javier is the driving force behind Advantage U Finance, where he brings a vision for personalised financial solutions and client success. Reach out to him at 0401 766 801 or via email at javier.zhou@advantageu.com.au. Book a free initial consultation to discuss your financial scenarios with a seasoned professional.
Service Offerings
At Sea Dragon, we offer a comprehensive range of services designed to meet your unique mortgage needs. Our mission is to simplify the mortgage process, providing you with expert guidance and exceptional service at every step. Here are some of the key services we offer:
Personalized Service
Enjoy a client-focused approach where your unique financial needs are our top priority.
Expert Guidance
Benefit from the insights of our Master of Finance degree holders and CPAs.
Bank Assessor Experience
Tap into expertise gained from years of assessing loans within banking institutions
Comprehensive Solutions
From mortgage advice to financial planning, our team offers a range of services to meet your diverse needs.